3 bedroom detached house for sale

Shared Ownership

This superb modern home is available to buy from as little as £240,000 with a 50% share!

Tucked away in the picturesque village of Minster Lovell, this beautifully laid-out 3-bedroom home offers the perfect balance of modern living and countryside charm.
Step into a light-filled lounge that flows effortlessly into a spacious open-plan kitchen and dining area—ideal for entertaining or family living. The ground floor also features a separate utility room and a convenient downstairs WC.
Upstairs, you'll find three well-proportioned bedrooms, including a generous primary bedroom and a stylish family bathroom. The layout is thoughtfully designed for both privacy and practicality, making it a perfect fit for growing families or downsizers alike.
Outside, a detached garage provides secure parking and extra storage space.

Minster Lovell is one of West Oxfordshire’s most desirable villages, offering a perfect blend of rural charm, community spirit, and modern convenience. Nestled in the heart of the Windrush Valley and surrounded by scenic countryside, it’s an idyllic location for those seeking peaceful village life without compromising on access to amenities and transport. The village itself boasts a well-regarded pub (The Old Swan), a village hall, playing fields, and a local shop catering to everyday essentials. A short drive takes you to Witney—a thriving market town offering a wide range of supermarkets, restaurants, independent boutiques, gyms, and leisure facilities, including a cinema and the popular Marriotts Walk shopping centre.
Whether you're a commuter, a family seeking a peaceful place to grow, or simply looking to enjoy the countryside with great connections, Minster Lovell is a location that truly delivers.

PRICING & AFFORDABILITY

Full Market Value: £480,000

50% Share Price: £240,000 (rent £644.32 pcm)
Minimum 5% Mortgage Deposit (50% share): £12,000
Approximate Service Charges: £46.31pcm*
Lease: 121 years

ELIGIBILITY

Shared Ownership gives first time buyers and those that do not currently own a home the opportunity to purchase a share in a new build or resales leasehold property. The purchaser pays a mortgage on the share they own and pays rent to a housing association on the remaining share. The combined mortgage and rent is usually less than you’d expect to pay if you bought a similar property outright although this is not a guarantee.

To be eligible for shared ownership you would need to meet the following criteria:

• Your annual household income does not exceed £80,000
• You have a deposit of at least 5% of the share value
• You do not own another property or have your name on the deeds or a mortgage for a property worldwide.
• This will be your only residence.
• You are a permanent UK resident or have indefinite right to remain.

*Service charges are estimated and may subject to change. Rent and service charges will be reviewed annually by your housing provider, usually on 1st April each year.

* This home can also be purchased outright (100% of the value) which is £480,000 and a purchaser would not need to meet the eligibility criteria listed above.