A rare opportunity to purchase a shared equity, traditional 2/3 bedroomed mid terrace Lakeland cottage situated in the heart of Windermere and less than a two minutes walk from the village centre. Local occupancy conditions apply. With residents on street parking and private patio garden to the rear with two useful stone stores. The cellar has been converted to a playroom or perhaps a third bedroom. Neatly presented this cottage has uPVC double glazed windows and gas fired central heating.
Dating from the 19th century, the accommodation is offered over 3 floors and in good decorative order. It benefits from uPVC double glazing and gas central heating with the boiler being replaced in 2023. The property has been further improved by being reroofed again in 2023. The converted cellar (done by a previous owner) can be used as an office, playroom or perhaps a 3rd bedroom.
Upon entering the property you are greeted by a light filled Living Room with front aspect which has a cast iron multi fuel stove within the chimney recess, wood effect flooring and stairs to the first floor. Beyond, the dining kitchen offers a range of solid wood wall and base units with worksurface incorporating a single drainer sink unit, recess for oven, dishwasher, washing machine and larder fridge freezer. There is complementary tiling to walls, concealed extractor hood and wall mounted boiler. Access to the rear patio.
At first floor the landing space provides access to the two bedrooms and bathroom. Bedroom 1 being a good double room has a front aspect and the adjacent second bedroom, perfect for a child's room/study offers a rear aspect. Within the bathroom there is a 3 piece suite offering WC, wash basin and tiled bath with shower over and window to rear.
The converted cellar (done by a previous owner) can be used as an office, playroom, store or perhaps a 3rd/occasional bedroom.
To the rear of the property is an enclosed yard with 2 useful outbuildings, perfect for storage.
Accommodation: (with approximate measurements)
Living Room 14' 3" x 13' (4.35m x 3.96m)
Dining Kitchen 12' 3" x 9' 10" (3.73m x 3.01m)
First Floor Landing
Bedroom 1 12' 0" x 11' 3" (3.66m x 3.44m)
Bedroom 2 9' 11" x 7' 8" (3.04m x 2.35m)
Bathroom
Lower Ground Floor/Bedroom 3 12' 10" x 11' 3" (3.92m x 3.44m) inc stairs
Parking Residents permit parking available.
Property Information
Local Occupancy Clause: We understand that 42.94% of the property is owned by Riverside Housing Association and the remaining 57.06% can be bought and sold like any normal property. When the property is sold, 1% of the total sale price is paid by the vendor to Riverside for this shared arrangement. No rent is paid to Riverside for their portion. This is a brilliant scheme that creates an affordable way for a person to buy their home and get on the housing ladder. It is a great starter home for a first time buyer. The property is subject to an occupancy clause as follows; the purchaser has throughout the period of 3 years immediately proceeding the application for purchase: (a) had his/ her place of work in the District of South Lakeland OR (b) had his/ her only principle home in the District of South Lakeland. It also has to be bought to be owner occupied and the purchaser will need to be assessed by Riverside Housing Association for eligibility.
Services: Mains water, mains drainage, mains electric and mains gas.
Energy Performance Certificate: The full Energy Performance Certificate is available on our website and also at any of our offices.
Viewings: Strictly by appointment with Hackney & Leigh.
What3words & Directions: ///pelting.conspired.hides From the centre of the village, turn left into Oak Street by the Co-op, then first left into Havelock Road. No 28 can be found a short way along on the right.
Anti Money Laundering Regulations: Please note that when an offer is accepted on a property, we must follow government legislation and carry out identification checks on all buyers under the Anti-Money Laundering Regulations (AML). We use a specialist third-party company to carry out these checks at a charge of £42.67 (inc. VAT) per individual or £36.19 (incl. vat) per individual, if more than one person is involved in the purchase (provided all individuals pay in one transaction). The charge is non-refundable, and you will be unable to proceed with the purchase of the property until these checks have been completed. In the event the property is being purchased in the name of a company, the charge will be £120 (incl. vat).
Based on a 30 year mortgage, with a 10% deposit and a 4.50% interest rate. These results are estimates and are only intended as a guide. Make sure you obtain accurate figures from your lender before committing to any mortgage. Your home may be repossessed if you do not keep up repayments on a mortgage.
DISCLAIMER: Property descriptions and related information displayed on this page are marketing materials provided by Hackney & Leigh - Windermere. Placebuzz does not warrant or accept any responsibility for the accuracy or completeness of the property descriptions or related information provided here and they do not constitute property particulars. Please contact Hackney & Leigh - Windermere for full details and further information.