3 bedroom town house for sale

45% SHARED OWNERSHIPA modern, mid-terraced family home with three double-bedrooms, parking and an enclosed rear garden, in the town of Cranbrook with easy access to the pub, schools, shops and amenities, and with excellent road and rail links to the city of Exeter.Two numbered tarmac parking spaces at the front to the property provide parking beside the front garden which is low maintenance with a bed of decorative gravel. Inside, it is well-presented with light and neutral decor throughout and is arranged over three floors offering spacious accommodation ideal for a growing family.The entrance hallway has a decorative tile-effect vinyl floor and hanging space for winter coats. A door leads into a good-sized living room which is carpeted and has plenty of light from a window to the front. There is a handy under-stairs cupboard and a door leads into an inner hallway where there is a convenient ground-floor cloakroom with WC and basin, and a turning staircase rising to the first floor. The kitchen/dining room has plenty of light from a window and French doors to the garden. The kitchen is modern with plenty of wood-effect worktop space and a range of elegant gloss-white fitted base and drawer units, with matching wall-cabinets, providing ample cupboard space. There is a built-in fan-oven with a ceramic hob, a stainless-steel splashback and extractor hood above, a stainless-steel one and a half-bowl sink with a mixer tap beneath the window, floor space for an upright fridge/freezer, and space with plumbing beneath the worktop for a washing machine. The heat exchanger for the community heating and hot water is hidden within a matching wall-cabinet, and there is plenty of space for dining table and seating for four, ideal for any occasion.Upstairs, on the first floor there are two light and airy double-bedrooms both carpeted and similar in size, and a family bathroom which has a durable vinyl floor containing a bath with a shower and glass screen above, a pedestal basin with a wall mirror above, a WC and a chrome heated towel rail. A turning staircase continues up to the top floor where on the landing there is an airing cupboard with slatted shelving for linen, and a door leads into the master bedroom which is a spacious double with plush carpet underfoot and plenty of light from a dormer window to the front and Velux skylight in the vaulted ceiling.There is an outside light and a tap for convenience, and a gate at the rear provides alternative access onto a path which continues behind a neighbouring property and leads to the front.Tenure: LeaseholdCouncil Tax Band C If you buy a 45% share, the share purchase price will be 121,500 and the rent will be 314.59 a month.Your annual rent is calculated as 2.55% of the remaining share of the full market value owned by the landlord.All figures are subject to change.Monthly payment to the landlordIn addition to the rent above, the monthly payment to the landlord includes:Service charge 6.98Buildings insurance 13.89Total monthly payment excluding rent 20.87(these are subject to change during the purchase process)Reservation fee: 500.00You'll need to pay a reservation fee to secure your home. When you pay the fee, no one else will be able to reserve the home.If you complete on the purchase of your home, the reservation fee will be added to your rent account. If you or the seller withdraw from the sale the 500 will be refunded.Eligibility: You can apply to buy the home if both of the following apply: your household income is 80,000 or less you cannot afford all of the deposit and mortgage payments to buy a home that meets your needsOne of the following must also be true: you're a first-time buyer you used to own a home but cannot afford to buy one now you're forming a new household - for example, after a relationship breakdown you're an existing shared owner, and you want to move you own a home and want to move but cannot afford to buy a new home for your needsIf you own a home, you must have completed the sale of the home on or before the date you complete your shared ownership purchase.As part of your application, your finances and credit history will be assessed to ensure that you can afford and sustain the rental and mortgage payments.If there is a local connection criteria, it will be attached to the how to apply email.Tenure: LeaseholdLease type: Shared ownership house leaseLease term: 125 years from and including 1 February 2018Maximum share you can own: You can buy up to 100% of your home. Transfer of freehold: At 100% ownership, the freehold will transfer to you.Pets:You cannot keep pets at the home without prior written consent.Once you have been approved to purchase, you will need to register your pet with your homeownership officer - https://www.livewest.co.uk/pet-registration