3 bedroom end of terrace house for sale

SHARED OWNERSHIP (Advertised price represents 25% share. Full market value £485,000). A great chance to buy a spacious, shared-ownership family home. This recently-constructed, end-of-terrace property has an attractive kitchen at the front, a central cloakroom and a rear reception room with patio doors that open onto the garden. Upstairs is a large main bedroom plus a smaller double bedroom and a simple, modern, naturally-lit bathroom. The top floor allows for a generously-sized additional bedroom. Well insulated walls, roof and floor, high performance glazing and gas central heating have resulted in a very good energy-efficiency rating. Behind the terrace is a parking area which includes two spaces for this house and Winchester Railway Station and the city centre can also be easily reached by bus or bike. The nearby primary school was Ofsted-reviewed in 2023 and rated 'Outstanding' and the local secondary school and sixth-form college are also well-thought-of. Barton Meadows Nature Reserve, which offers pleasant outside space to enjoy, is only a short walk away.

INTERESTED PARTIES ARE REQUIRED TO COMPLETE THE SHARED OWNERSHIP COMMON APPLICATION FORM [HERE; ](Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)

Housing Association: Home Group.
Tenure: Leasehold (125 years from 2021).
Minimum Share: 25% (£121,250).
Shared Ownership Rent: £1070.88 per month (subject to annual review).
Combined Insurance, Service Charge and Management Fee: £47.57 per month (subject to annual review).
Guideline Minimum Income: Dual - £61,000 | Single - £69,200 (based on minimum share and 10% deposit).
Council Tax: Band D, Winchester City Council.This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone.

WHAT IS SHARED OWNERSHIP ?Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (GLA) in London and Homes England outside of London.IS SHARED OWNERSHIP FOR YOU ?The GLA and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or EEA Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.