Shared Ownership - At Citra we believe that everyone should be able to have a home they can enjoy and be proud of.

Pathways by Citra is a new flexible route to home ownership. We offer homes for rent, with tenancy agreements up to 3 years and at any time after the first 3 months of renting your home we offer you the opportunity to start buying your home through our Shared Ownership scheme.

As this is a flexible option you do not have to buy your home. You can chose to rent for as long as you wish, but if you decide you would like to start buying we are here to help get you on the ladder.

As a resident of Gateford Park, spending time outdoors with the family is effortless, with plenty of green open space to enjoy on your doorstep, not forgetting the National Trust’ Cumber Park just an 8-mile drive away. Within a 10-minute drive of your new home you will have a choice of four supermarkets for your weekly shop.

If you enjoy getting out and about, your new home benefits from excellent transport links including the A57, A60, A1 and the M1. You will also find Shireoaks and Worksop railway stations just a 6-minute drive away offering excellent travel links. For those who fancy a change of scenery altogether, the bustling city of Sheffield is around a 30-minute drive, offering a number of high-street and independent shops, bars and restaurants for you to become acquainted with.

Built to the ‘Denford’ design, light flows into this attractive two bedroom home, a bright, fully fitted kitchen with dining area and a spacious lounge opening onto the garden provide space that’s ideal for modern living. Upstairs are two double bedrooms and a family bathroom. Externally is parking and a garden.

PRICING & AFFORDABILITY

Approximate Size 624 sq ft

Monthly Rent: £850pcm*

AFTER 3 MONTH RENTAL PERIOD, THIS IS AN EXAMPLE BREAKDOWN OF PURCHASE OPTIONS^^^

Full Market Value: £183,000

25% Share Price: £45,750 (rent £457.50pcm)
50% Share Price: £91,500 (rent £305.00pcm)
75% Share Price: £137,250 (rent £152.50pcm)

Minimum 5% Mortgage Deposit (25% share): £2,288
Approximate Service Charges: £70 pcm^^
Shared Ownership Lease: 990 years
Council Tax Band: TBC

WHAT IS PATHWAYS BY CITRA?

We understand how important it is to feel secure in your home and to feel part of a community. We also realise it can be difficult to get your foot onto the property ladder. We want to help you own your own home. Once you have found a Citra home that you love and we have completed all of the necessary checks, you are ready to move in. If you want to buy your home, you can start the shared ownership process at any time after the three months of your agreement, using just a 5% deposit^. You will purchase an initial share between 25% and 75% of the property using a deposit and mortgage. You can then increase that share until you own it all*.

ELIGIBILITY

To be eligible for this scheme you must not own another property and, reside in the UK and be able to obtain a mortgage with Halifax for the minimum 25% share.

* Subject to checks and eligibility. Purchasers will be required to enter into a 1 year tenancy with no break clause. They can start the process of purchasing after the initial 3 month rent has expired.

* Buying fees will occur. Purchasers will be required to pay a £100 holding fee and 5 weeks rental payment to secure the home.

^Dependant on lender requirements and purchasers will only be able to use Halifax for their mortgage application for this product.

^^ Service charges are estimated and may subject to change. Purchasers will not have to pay a service charge whilst renting, it will only apply after they purchase a share of the home at which point you will be responsible for 100% of the service charge fee each month.

^^^Purchase price may change from the advertised price at point of rental agreement.

* These photos are for information purposes only and may not represent a true likeness for the units being sold. They may have been taken from earlier phases or similar developments/house types and digitally furnished to represent how the home could be laid out; the final colours/appearance/specification may differ from the images and are not plot specific. We advise applicants to make their own investigations on future development in the area. We would suggest contacting the local authority for more information.

Please note the minimum share you can purchase can vary depending on your financial situation and you may be asked to purchase a larger share, should your personal circumstances permit.

Citra’s privacy notice can be viewed on their website

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2 bedroom semi-detached house for sale